Make your in-store payments a part of the customer experience.

We are independent

We can proudly say that we are an independent payment solution provider, giving you, the merchant, the opportunity/possibility to choose your preferred acquirer.
 

Some of the brands we have helped to enable a better customer experience:

Features you get access to

Dynamic Currency Conversion (DCC)

Enable your customers to pay in your local currency, the terminal will do the lookup and convert the currency on the fly. You simply start a payment.

Multilingual

The Westpay payment application does not only support up to four operator languages, it will also dynamically switch language based on the cardholder's language during payment.

Alternative payment methods

Accept all types of payments in a single point of interaction. We enable you to accept card, Swish, Vipps, Klarna and more with one integration.

One integration

We only have one Payment Application. The benefit? You only have to integrate one of our protocols once, then you have access to all the Westpay payment terminals.

Multiple protocols

We support protocols for a variety of use-cases. We have a solution that works whether it's on-site or online.

Card brands

We support all the major card brands like Mastercard, Visa, Amex, Diners, UnionPay, JCB and local brands like BankAxept and Dankort.

Best in class

In house development, aligned towards the latest PCI Software Security Framework.

Token / CNA

We can provide you with a Card Number Alias, a type of token unique to each payment card that can be used in your loyalty offering

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Read it all

We support the standard flows for reading contactless, chip and mag payment cards. We also support the popular pre-tap payment flow.

Dynamic routing

With us, you are not bound to one acquirer. We allow you to use multiple to achieve the best price possible or to reach a specific combination of card brands. We call it Binwise routing.

Advanced payment flows

We offer advanced payment flows like pre-auth, sales completion, swipe ahead and more.

Customer portal

We provide you with access to terminal information and statistics through a continuously evolving web portal.

Our reach

We have a global reach with a strong presence in the Nordics via our payment partners.

Card brands we reach

mastercard

Mastercard

One of the market leading card scheme providers in the world, dominates the co-branded credit card market in Europe.

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Visa

A world-leading digital payments network that facilitate digital payments across more than 200 countries and territories.

amex

American Express (Amex)

Accepted in more than 130 countries, and with over 100 million cards in use.

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Japan Credit Bureau (JCB)

JCB is a major global payment brand and a leading credit card issuer and acquirer in Japan

unionpay

UnionPay

UnionPay (also known as China UnionPay, CUP or UPI) is the world’s biggest card network with more than 7 billion cards issued.

BankAccept

BankAxept

BankAxept is is the most widely used card brand in Norway

DK

Dankort

Dankort is the preferred payment card in Denmark with almost 90% of the Danes in possession of a Dankort card.

vipps

Vipps

Vipps is the most popular mobile payment solution in Norway with over 3 million users.

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Klarna

One of the largest providers pay later services in the world.

swish

Swish

Swish is the most popular mobile payment solution in Sweden with over 8 million active users.

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Diners

Diners Club, was the world's first independent credit card company.

discover

Discover

Discover is a major card scheme more than 30 issuers and more than 70 million cardholders in the U.S

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Edenred

Edenred is a leading digital platform for services and payments for people at work, connecting over 52 million users and 2 million partners in 45 countries.

Countries we operate in

We have a global reach via our payment partners and can act globally. Our strongest presence is currently in the Nordics, with the below highlights:

 

 

Sweden

In Sweden, payments are continuing to be made digitally and, increasingly frequently, using mobile payments in place of cash. One of the most popular payment methods except for card is Swish that covers around 80% of the Swedish population.

Popular brands:

mastercard visa-1 amex Swish-thin ...      

 

stockholm

 

 

 

Norway

The most popular payment method in Norway is with credit and debit cards. The most popular card to use is the local debit card scheme Bankaxpet. Another popular payment methods includes Vipps that currently covers around 75% of the Norwegian population.
 

Popular brands:

mastercard visa-1 Vipps-thin BankAccept ...      

 

oslo

 

 

 

Denmark

Dankort is Denmark’s national debit card. It’s also the country’s most common card, with about 4.5 million members. Most versions of the card are combined with Visa or Mastercard, allowing cardholders to pay with Dankort abroad as well.
 

Popular brands:

mastercard visa-1 Vipps-thin DK ...      

 

copenhagen

 

 

Finland

Visa is the most popular branded card in the country, used by 55% of cardholders. Mastercard is the second most popular, used by around 45% of cardholders.

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Popular brands:

mastercard visa-1 amex unionpay ...      

 

helsinki

 

 

South Africa

Visa is the most popular branded card in the country with a ~48% share of all credit card transactions. Other popular payment methods include PayPal and bank transfers.
 

Popular brands:

mastercard visa-1 amex ...        

 

johannesburg