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In-store Payments As-a-Service

Westpay helps merchants and partners launch, manage and evolve in-store payment experiences through terminals, software, integrations and operational services built for modern commerce. 

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More Than Terminals

A successful in-store payment setup is about more than the device on the counter. It depends on integrations, payment acceptance, terminal management, operational support, compliance and the flexibility to adapt over time. This is where Westpay adds value.

We help businesses build payment environments that work in practice, not just at launch.

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What We Deliver

Westpay combines payment technology and operational services to support the full in-store payment environment. The result is a setup that is easier to launch, easier to manage and easier to evolve as business needs change.

Payment acceptance

Enable reliable card-present payments across physical commerce environments, with support for the payment flows and methods your business needs.

 

Explore payment coverage ››

POS and integration connectivity

Connect payment terminals, POS systems and payment infrastructure through integration methods designed to reduce complexity and support long-term flexibility.
Explore integration options ››

Terminal and device management

Provision, manage and maintain terminal fleets more efficiently through tools and services that support rollout, updates and lifecycle handling.
Explore device management ››

Alternative payment methods

Support more ways to pay through a setup designed to accommodate changing customer expectations and market-specific payment preferences.

 

Explore payment methods ››

Merchant tools and visibility

Give merchants and operational teams access to the information and controls they need to manage payment settings, monitor activity and support day-to-day operations.
Explore merchant tools ››

Security and continuity

Build on secure infrastructure, compliance expertise and operational routines designed to support stable payment environments over time.
Explore resilience ››

Extended reach through Acquirer and Processor partners

Westpay gives merchants and partners the flexibility to work with a broad network of acquirers and processor partners. This makes it easier to adapt payment setups to existing business relationships, local market requirements and future expansion plans.

 

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Access to major payment card brands

Through these acquiring and processing relationships, Westpay helps merchants and partners reach a broad range of major payment card brands and acceptance networks across in-store commerce.
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Local employee benefits cards

We also support digital wallets like: Apple Pay, Google Pay, Samsung Pay, Gamin Pay and more.

Alternative Payment Methods (APM)

Add more relevant ways to pay directly in the terminal. Westpay supports alternative payment methods within the payment application, making it easier to adapt the checkout experience to local preferences and changing customer expectations.

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Swish

Accept Swish payments with a reliable transaction flow and clear payment confirmation. No manual entry or QR handling is required, and the experience feels as seamless as a standard card payment.

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Vipps

Enable Vipps payments directly in the terminal. The payment flow is simple and familiar, allowing customers to initiate, authorise and complete the transaction with ease.

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Klarna

Extend your in-store offering with Klarna directly in the terminal. Give merchants access to a widely recognised buy now, pay later option as part of the payment experience.

Need Help With Acquiring?

Westpay can also help customers access acquiring agreements through our partner network. Based on your market, setup and transaction needs, we can help identify a cost-effective solution that fits your business.

Contact us to explore a setup that matches your needs.

Advanced payment capabilities for real-world commerce

Westpay supports a wide range of payment capabilities that can be critical for merchants and partners operating across different markets, customer journeys and commercial models.
Multi Acquiring
Support payment setups that work with multiple acquirers, giving merchants more flexibility and resilience across markets and business units.
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Multi-Currency
Process transactions in SEK, NOK and EUR with acquiring agreements per currency.
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Token / Alias
We provide you with the information required to identify the card holder by returning tokens like PAR or CNA
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Surcharge
Enable surcharge functionality where relevant and permitted, helping merchants support specific commercial models and operational requirements.
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Routing
We route transactions to multiple acquirers depending on multiple factors like merchant setup, card acceptance, added value services, load, redundancy and more. 
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Dynamic Currency Conversion (DCC)
Support DCC functionality for merchants who want to offer eligible international cardholders the option to pay in their home currency.
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Alternative payment methods
Non-card payments like Swish, Klarna, MobilePay/Vipps directly in the payment terminal.
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Built for real in-store payment needs

Westpay supports the capabilities businesses need to create smoother, more flexible and more resilient payment experiences in physical commerce.

Reduce complexity with one setup

Simplify the payment environment through a setup designed to connect terminals, payment flows and supporting systems without unnecessary fragmentation.

Stay flexible with acquirer choice

Build around your preferred acquiring and processing setup instead of being locked into a narrow model.

Support more ways to pay

Create better payment experiences by supporting the payment methods customers expect today, while staying ready to add more over time

Adapt payment flows to the business

Support different operational needs across retail, hospitality and service environments with payment journeys designed around how the business actually works.

Keep evolving without rebuilding everything

Use a service-based model that makes it easier to adapt integrations, operations and payment experiences as the business changes.

Services That Keep Payments Running

Westpay supports the in-store payment environment not only at implementation, but throughout day-to-day operations and future development.

Onboarding and rollout support

Support implementation planning, solution fit and rollout preparation across new or evolving payment setups.

Provisioning and setup

Prepare terminals and related services for smoother deployment across single sites or larger merchant estates.

Ongoing management

Help manage devices, settings and updates across the payment environment through connected service tools and operational support.

Continuous improvement

Develop payment services over time together with customers and partners to support new requirements, operational learnings and market changes.

How we work with you

Westpay helps customers move from payment requirements to a working in-store setup with the right services, integrations and support along the way.

01

Understand

Your environment

We start by understanding your POS environment, payment flows, operational model and service requirements.
02

Define

The right setup

Together, we define the right setup for terminals, integrations, acceptance, support and operational needs.
03

Integrate

Prepare for rollout

We support implementation planning, configuration and the practical steps required to prepare for launch.
04

Launch

Ongoing support

Once live, Westpay supports the ongoing payment environment through tools, support and operational services.
05

Improve

Develop over time

As needs evolve, the setup can be developed further to support new requirements, new payment methods and new business priorities.

Frequently asked questions

Westpay delivers more than hardware. Our in-store service offering includes payment acceptance, POS connectivity, terminal and device management, acquirer and processor coverage, advanced payment capabilities, operational support and the infrastructure needed to keep payments running over time.

In many cases, yes. Westpay supports a broad network of acquirer and processor partners, making it easier to work with existing commercial relationships while keeping flexibility for future changes.

Yes. Westpay supports a range of advanced payment capabilities including Dynamic Currency Conversion, surcharge, multi acquiring, routing, token or alias handling and alternative payment methods, depending on the setup and market requirements.

Westpay supports payment environments that may require multiple currencies, multiple acquirers and market-specific payment methods. This helps merchants and partners build setups that fit local requirements and broader expansion plans.

Yes. Whether you run integrated retail systems or standalone terminals, our platform is designed to support different merchant environments without compromising availability or resilience.

Westpay supports customers from solution fit and setup planning through integration, configuration and launch preparation. The goal is to reduce complexity and create a smoother path to production.

After launch, Westpay continues to support the payment environment through terminal management, operational services, support, updates and ongoing development to meet changing business needs.

Yes. Westpay’s service model is designed to support the ongoing evolution of the payment environment, including adding new payment methods, capabilities and integrations as requirements change.

The service is designed for merchants, POS-driven businesses, hospitality operators, retail chains and merchant-facing partners that need reliable in-store payments with strong operational support and long-term flexibility.

Let's talk about your
in-store payment setup

Whether you are planning a new rollout, reviewing your current setup or exploring new payment capabilities, Westpay can help you assess integrations, acquirer coverage, operational requirements and service needs.

Discuss your payment setup Read more about our technical solutions

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